body            {background-color: white;
                 margin-top: 0px;
		 margin-left: 0px;
		 margin-right: 0px;}
				 
h1             {font-family: "times new roman", serif;
				text-align: left;
				color: #14589e;
				font-size: 14pt; 
                font-weight: normal;   
                font-style: normal;}
                
h2              {font-family: arial, sans-serif; 
                 font-size: 16pt; 
                 font-weight: bold;   
                 font-style: italic;
                 text-align: center; 
                 color: #0f3169;
                 text-decoration: none;
                 padding-bottom: 0px;
                 margin-top: 0px;
                 margin-bottom: 0px;}
                 
				 
h3             {font-family: "times new roman", serif;
				text-align: left;
				color: #14589e;
				font-size: 10pt; 
                font-weight: normal;   
                font-style: normal;}


                
h4              {font-family: book antiqua, sans-serif; 
                 font-size: 20pt; 
                 font-weight: bold;   
                 font-style: italic;
                 text-align: center; 
                 color: #0752413;
                 text-decoration: none;
                 padding-bottom: 0px;
                 margin-top: 0px;
                 margin-bottom: 0px;}


h2.forms        {font-family: "times new roman", serif; 
                 font-size: 11pt; 
                 font-weight: bold;   
                 font-style: italic; 
                 text-align: center; 
                 color: #ff0000;
                 bottom-padding: 0px;
                 margin-top: 0px;
                 margin-bottom: 0px;}

h4				{font-family: "times new roman", serif; 
				 color: #0f3169;
				 font-size: 16pt; 
                 font-weight: bold;   
                 font-style: italic; 
                 text-align: center;
                 margin-top: 0px;
				 margin-left: 0px;
				 margin-right: 0px;
				 margin-bottom: 4px;}				
				
table           {margin-left: auto;
                 margin-right: auto;}
                 			 
td              {font-family: "times new roman", serif; 
                 font-size: 12pt; 
                 font-weight: bold;   
                 font-style: normal; 
                 text-align: left; 
                 color: #0f3169;}
               

li               {list-style-type: none;}

p               {font-family: "times new roman", serif; 
                 font-size: 12pt; 
                 font-weight: bold;   
                 font-style: normal; 
                 text-align: left; 
                 color: 0f3169;
                 bottom-padding: 0px;
                 margin-top: 0px;
                 margin-bottom: 6px;}

hr               {width: 100%;}
                 
.office-address   {font-family: "times new roman", serif; 
                 font-size: 11pt; 
                 font-weight: bold;   
                 font-style: italic; 
                 text-align: left; 
                 color: #0f3169;} 
                                 
.top           {font-family: "times new roman", serif;
				text-align: left;
				color: #0f3169;
				font-size: 14pt; 
                font-weight: normal;   
                font-style: normal;}

.two           {font-family: "times new roman", serif;
				text-align: right;
				color: #0f3169;
				font-size: 14pt; 
                font-weight: normal;   
                font-style: normal;}


                
.referral		{text-align: left;
				color: black;
				font-size: 14pt; 
                font-weight: normal;   
                font-style: italic;}

.name           {font-family: "times new roman", serif; 
				 color: #0f3169;
				 font-size: 13pt; 
                 font-weight: bold;   
                 font-style: italic; 
                 text-align: center;
                 margin-top: 0px;
				 margin-left: 0px;
				 margin-right: 0px;
				 margin-bottom: 0px;}	
		
.company        {font-family: "times new roman", serif; 
				 color: #0f3169;
				 font-size: 13pt; 
                 font-weight: bold;   
                 font-style: normal; 
                 text-align: left; 
                 margin-top: 0px;
				 margin-left: 0px;
				 margin-right: 0px;
				 margin-bottom: 0px;}


.addr-phone		{font-family: "times new roman", serif; 
				 color: #0f3169;
				 font-size: 11pt; 
                 font-weight: bold;   
                 font-style: italic; 
                 text-align: center;}	

.hi-lite         {font-family:"times new roman", serif; 
                 font-size: 12pt; 
                 font-weight: bold;   
                 font-style: normal; 
                 text-align: left; 
                 color: #000080;}
                 
.smallfooter     {font-family: "times new roman", serif; 
                 font-size: 12pt; 
                 font-weight: normal;   
                 font-style: normal; 
                 text-align: left; 
                 color: 0f3169;}

.red            {font-family: "times new roman", serif; 
                 font-size: 8pt; 
                 font-weight: normal;   
                 font-style: normal; 
                 text-align: left;
                 color: #c00000;}
                 
.high-lite      {font-family: "times new roman", serif; 
                 font-size: 8pt; 
                 font-weight: normal;   
                 font-style: normal; 
                 text-align: left;
                 color: #00008b;}

a               {font-family: "times new roman", serif;
                 font-size: 12pt; 
                 font-weight: normal; 
                 font-style: normal; 
                 text align: left;
                 color: #0000ff; 
                 text-decoration: underline;}

a:visited       {font-family: "times new roman", serif;
                 font-size: 12pt; 
                 font-weight: normal; 
                 font-style: normal; 
                 text align: left;
                 color: #0000ff; 
                 text-decoration: underline;}

a:active        {font-family: "times new roman", serif;
                 font-size: 12pt; 
                 font-weight: normal; 
                 font-style: normal; 
                 text align: left;
                 color: #0000ff; 
                 text-decoration: underline;}

a:hover         {font-family: "times new roman", serif;
                 font-size: 12pt; 
                 font-weight: normal; 
                 font-style: normal; 
                 text align: left;
                 color: #e446b9; 
                 text-decoration: underline;}
                 
.big_link      {font-family: "times new roman", serif;
				color: #14589e;
				font-size: 14pt; 
                font-weight: normal;   
                font-style: normal;}